When an Injury Is Serious but Recovery Was Capped
Article 22 of the Warsaw Convention set the liability cap for passenger death or bodily injury at 125,000 Poincaré gold francs per passenger, a currency unit defined by a fixed amount of gold. The Hague Protocol doubled that cap to 250,000 Poincaré gold francs. Under the Montreal Agreement of 1966, signatory carriers agreed to a higher limit, approximately $75,000 per passenger including legal fees, or $58,000 excluding them, for flights to, from, or with an agreed stopping place in the United States.
For an injured passenger or family, the cap set a ceiling on what could be recovered from the airline no matter how serious the harm. A catastrophic injury and a minor one could run into the same limit.
The fault rule worked in the passenger's favor in one way. The carrier was presumed liable, and it could escape liability only by proving that it and its agents took all necessary measures to avoid the damage, or that it was impossible to take them. The passenger did not begin by proving the airline was careless.
Article 25 offered the main path past the cap. If the damage was caused by willful misconduct of the carrier or its servants acting within the scope of their employment, the cap did not apply. Willful misconduct is a demanding standard, far beyond ordinary carelessness, and whether it can be shown depends entirely on the facts.
Article 29 added a two-year time limit, discussed in the evidence section below. If a Warsaw claim is in play, whether the cap applies, whether it can be broken, and when the two years began are each questions an attorney can help sort out from the specific flight and claim.