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Florida

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Florida

Last updated October 26, 2026

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Florida plane and helicopter accident claims: the two-year negligence and wrongful-death periods, the over-50-percent fault bar, product repose and NTSB records.

On this page
  1. What NTSB Reports on Recent Florida Accidents Can and Cannot Tell You
  2. Why the Type of Flight You Were On Shapes Which Rules Apply
  3. Which Parties a Claim Might Name After a Florida Aviation Accident
  4. What Florida's Comparative-Fault Rule Means for Your Claim
  5. What Records Can Help an Injured Passenger or Family Understand the Crash
  6. Filing Deadlines Under Florida Law — and Why They Matter
  7. Wrongful Death Claims After a Fatal Florida Aviation Accident
  8. What a Family Can Weigh When Considering a Florida Aviation Accident Attorney
  9. Frequently asked questions
  10. Sources

State legal snapshot

Florida

Primary legal sources for Florida

If you were hurt in a plane or helicopter accident in Florida, or lost someone in one, Florida law sets the core rules for the civil claim: two years for an action founded on negligence or for wrongful death, a comparative-fault rule that bars recovery for anyone found more than 50 percent at fault for their own harm, and separate written-claim rules for government defendants.

Most people facing the aftermath of a Florida plane crash or helicopter accident are carrying several things at once: injuries or grief, medical bills, missed work, and a federal investigation that moves on its own schedule and tells them little. This page stays on Florida. It walks through what the official record shows about recent Florida accidents, how federal aviation law and Florida law divide the questions, who may be responsible, and the Florida deadlines and fault rules that shape what comes next.

What NTSB Reports on Recent Florida Accidents Can and Cannot Tell You

The National Transportation Safety Board (NTSB), the independent federal agency that investigates civil aviation accidents and determines their probable causes, has published reports on several recent accidents in Florida. These three are examples from the official record, not a count or total of Florida accidents.

  • On September 7, 2026, near Panama City, a Cessna 172N was substantially damaged during what the NTSB describes as a Part 91 instructional flight; the student pilot and flight instructor were not injured. The NTSB has issued a preliminary report for ERA26LA342, which states that its information "is preliminary and subject to change." The investigation remains open.
  • On September 7, 2026, near Titusville, a Mooney M20F was destroyed and the pilot was fatally injured on what the NTSB describes as a Part 91 personal flight. The NTSB's preliminary report for CEN26FA310 carries the same "preliminary and subject to change" statement, and no probable cause has been stated.
  • On August 24, 2026, in Milton, a Robinson R22 Beta helicopter was substantially damaged; the highest injury recorded was minor. The NTSB has issued its final report for ERA26LA313.

A preliminary report is the NTSB's early account of the facts, not a finding of cause. The investigation file behind a report is kept in an NTSB docket. Federal law also separates these reports from a lawsuit: under 49 U.S.C. § 1154(b), "No part of a report of the Board, related to an accident or an investigation of an accident, may be admitted into evidence or used in a civil action for damages resulting from a matter mentioned in the report."

If you are waiting on an NTSB report, this means the civil claim does not depend on it. A report can help a family understand what happened, but it cannot itself prove a case, and Florida's deadlines keep running while the investigation stays open.

Why the Type of Flight You Were On Shapes Which Rules Apply

Two bodies of law meet in a Florida aviation case, and they answer different questions. The Federal Aviation Administration (FAA), the federal agency that writes and enforces flight rules, sets the standards for aircraft certification, airworthiness, pilot licensing and air carrier operations. The NTSB investigates; the FAA regulates. The page on the NTSB and FAA roles explains that split in more depth.

What a pilot or operator was required to do depends on what kind of flight you were on. If you flew with an airline carrying passengers or cargo for hire, that air carrier generally operates under Part 121 of the FAA's rules. If you booked an on-demand trip such as an air taxi, many air ambulance flights or some tours, the charter (Part 135) operator flies under its own set of rules. If you were on a personal or instructional flight, like those in the Florida reports above, that is general aviation under Part 91.

Florida law governs the civil claim itself: negligence, product liability, wrongful death, damages and deadlines. Whether federal law displaces a particular Florida claim, a question called federal preemption, depends on the specific facts and the type of operation, and it is not settled in the same way for every case.

For an injured passenger or a family, the flight type, the operator and the aircraft are often the first details worth writing down, because each points toward different rules. Sorting out how the federal and Florida layers fit a particular flight is one of the things an attorney conversation can help clarify. The site's overview of aviation accident claims nationally covers the layers in general terms.

Which Parties a Claim Might Name After a Florida Aviation Accident

Responsibility after a crash is rarely a single question. Florida law looks at each party's role separately, and the possible defendants fall into a few types.

A pilot or operator may face a negligence claim. Negligence asks whether there was a duty of care, whether it was breached, whether the breach caused the harm, and what damages followed. Whether any duty was met depends on the facts.

If something about the aircraft itself, such as an engine or a part, may have failed, the manufacturer or parts supplier may face a claim of product liability, meaning responsibility for injury caused by a defective product. Florida's limitation rules describe such a claim as one "for injury to a person founded on the design, manufacture, distribution, or sale of personal property." For an injured person, that means the claim requires showing a defect and causation; a crash alone does not prove either.

A maintenance provider may face a claim that maintenance or inspection was performed negligently, which again turns on the facts and the records.

Where air traffic control or another federal agency is involved, claims against the federal government follow the Federal Tort Claims Act, a separate federal path. Where an airport or other entity is part of state or local government, section 768.28 of the Florida Statutes sets written-claim requirements, described in the deadlines section below.

Landowners are treated differently in one narrow setting. Under section 375.251 of the Florida Statutes, an owner or lessee who provides the public with an area for outdoor recreational purposes owes no duty to keep it safe or to warn of hazards, but only if no charge is made for entry or use and no other revenue comes from patronage, except revenue used exclusively to maintain, manage and improve the area. The section does not relieve anyone of liability for "deliberate, willful, or malicious injury."

What is at stake here is that each possible defendant brings its own rules and, as the deadlines section shows, sometimes its own time limits. Identifying who may be involved early, from the aircraft, operator and maintenance records, is part of what an attorney review can help sort out.

What Florida's Comparative-Fault Rule Means for Your Claim

Comparative fault is the rule for what happens when more than one person shares blame, including the injured person. The finder of fact, usually a jury, assigns a percentage of fault to each party, and the injured person's damages are reduced by their own share.

Under section 768.81 of the Florida Statutes, "contributory fault chargeable to the claimant diminishes proportionately the amount awarded as economic and noneconomic damages for an injury attributable to the claimant's contributory fault, but does not bar recovery, subject to subsection (6)." Subsection (6) is the limit: "In a negligence action to which this section applies, any party found to be greater than 50 percent at fault for his or her own harm may not recover any damages." That subsection does not apply to actions arising out of medical negligence under chapter 766.

For an injured pilot or passenger, this line is outcome-determinative. A finding of 50 percent or less reduces damages; a finding above 50 percent ends recovery. In an aviation accident, fault may be divided among a pilot, an operator, a maintenance shop, a manufacturer and the injured person, so the facts about who controlled the flight, the aircraft and the repairs tend to decide where those percentages land.

What Records Can Help an Injured Passenger or Family Understand the Crash

If you were hurt, or a family member died, the records that usually matter fall into a few groups.

NTSB preliminary and final reports help explain what investigators found, though 49 U.S.C. § 1154 bars the reports themselves from use in a civil action for damages. The same federal section also restricts discovery of cockpit voice and video recordings, allowing a court to order them produced only after a private review and under a protective order.

If the question is whether the aircraft was properly maintained or the pilot was qualified, FAA-related records such as maintenance logs, airworthiness directives, operator certificates and pilot certificates are often where the answer starts. If the question is what happened in the air, air traffic control communications and radar data can show the flight's path; the Titusville report, for example, describes airplane position data recorded during the flight.

Operator records often include flight manifests, crew duty records and maintenance contracts. Medical records document the injuries and treatment. Photos, video and physical evidence from the scene round out the picture.

These records are what connect a possible defendant to a fault percentage, so they bear directly on the comparative-fault question above. Gathering paperwork can feel like too much in the weeks after a crash; families often start with what is already in hand, such as medical records, the names of people on the flight and any messages from the operator, and an attorney can help identify what else exists.

Filing Deadlines Under Florida Law — and Why They Matter

Section 95.11 of the Florida Statutes sets a two-year period for "an action founded on negligence" and a two-year period for "an action for wrongful death." It sets a four-year period for "an action for injury to a person founded on the design, manufacture, distribution, or sale of personal property that is not permanently incorporated in an improvement to real property, including fixtures." Under section 95.031 of the Florida Statutes, "A cause of action accrues when the last element constituting the cause of action occurs."

Section 95.031 also contains a statute of repose, an outer limit that runs from the product's delivery rather than from the injury. A products-liability action, including a wrongful death action, may not be brought for harm caused by a product with an expected useful life of 10 years or less if the harm came from exposure to or use of the product "more than 12 years after delivery of the product to its first purchaser or lessee" who was not in the business of selling, leasing or using it as a component. All products are presumed to have a useful life of 10 years or less except those the section's own subparagraphs list, and the full text sets out those categories.

For a child, section 95.051 of the Florida Statutes tolls, or pauses, the period during minority only when a parent, guardian or guardian ad litem does not exist, has an interest adverse to the minor, or is adjudicated incapacitated to sue, except for medical malpractice claims; in any event, the action must be begun within 7 years after the event. Under the same section, no disability or other reason tolls a period except those the section and the laws it names specify.

Claims against the state or local government follow section 768.28 of the Florida Statutes. An action may not be filed unless the claimant presents the claim in writing to the appropriate agency and, except for a claim against a municipality, county or the Florida Space Authority, also to the Department of Financial Services, within 3 years after the claim accrues, and the claim is denied in writing. For wrongful death, the claim must be presented in writing to the Department of Financial Services within 2 years after it accrues.

More than one deadline can apply to the same crash, depending on the defendant and the theory. Sorting out which periods apply to a particular accident is something a conversation with our attorney can help with.

Wrongful Death Claims After a Fatal Florida Aviation Accident

Wrongful death is a claim brought when a person dies because of another party's wrongful act or neglect. In Florida, section 768.20 of the Florida Statutes provides that "The action shall be brought by the decedent's personal representative, who shall recover for the benefit of the decedent's survivors and estate all damages, as specified in this act, caused by the injury resulting in death."

That has real consequences for a grieving family. The claim belongs in the hands of the personal representative, not each relative separately. When an injury results in death, any personal-injury action does not survive, and a pending one abates. If the person responsible dies, that person's personal representative becomes the defendant. And a defense that would bar or reduce one survivor's recovery may be raised against that survivor but "shall not affect the recovery of any other survivor."

The wrongful-death period in section 95.11 and the government-claim rules in section 768.28, both described above, apply here. Whatever losses the law may allow depend on the facts and the terms of Florida's wrongful death act.

When a flight ends over open water, a federal law called the Death on the High Seas Act, which governs certain deaths at sea, may come into play instead of Florida's statute. Whether it applies depends on where the accident happened.

Records about the decedent's work, income and family members are often where a family's analysis begins.

What a Family Can Weigh When Considering a Florida Aviation Accident Attorney

Aviation cases bring NTSB investigations, FAA records and technical analysis that most injury matters never touch. A person weighing legal help may want to consider asking how an attorney approaches the line between federal aviation rules and Florida tort law, how accident reconstruction and aviation engineering analysis fit into a case, and how communication with a family works during an investigation that can take a long time.

Those questions matter because the issues described above, including the flight type, the parties involved, fault percentages and overlapping deadlines, all turn on technical facts. They apply whether the accident was a Florida helicopter tour, a charter flight, a flight-school trip or a private plane. Passengers on tours may find the page on sightseeing flight accident cases useful as well.

This page is written for aviation accidents. It does not cover car or truck crashes, medical malpractice or workers' compensation, and an aviation claim tied to a federal investigation is rarely a quick matter.

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Frequently asked questions

How long do I have to file a claim after a plane crash in Florida?

Section 95.11 of the Florida Statutes sets two years for an action founded on negligence and two years for wrongful death, measured from when the last element of the claim occurs. A product claim has a four-year period and may face the 12-year repose limit in section 95.031. Government claims require written notice under section 768.28.

Who can bring a wrongful death claim after a fatal aviation accident in Florida?

Under section 768.20 of the Florida Statutes, the decedent's personal representative brings the action, recovering for the benefit of the survivors and the estate, rather than each relative filing separately. A defense against one survivor does not affect another survivor's recovery. The period in section 95.11 applies.

Can Florida's comparative-fault rule reduce or eliminate a claim?

Yes. Under section 768.81 of the Florida Statutes, an injured person's own fault reduces damages proportionately, and anyone found greater than 50 percent at fault for his or her own harm may not recover any damages in a negligence action. The rule does not apply to medical negligence actions under chapter 766.

Does the NTSB investigation affect a civil lawsuit in Florida?

The NTSB determines probable causes to prevent future accidents; it does not decide civil liability. Under 49 U.S.C. § 1154(b), no part of an NTSB report related to an accident may be admitted into evidence or used in a civil action for damages. The investigation and the civil claim proceed separately.

What is the statute of repose for a product-liability claim involving an aircraft in Florida?

Section 95.031 of the Florida Statutes bars a products-liability action for harm from a product with an expected useful life of 10 years or less if the harm came from use more than 12 years after delivery to its first purchaser or lessee. Products the section's own subparagraphs list are treated differently.

What if a government-owned aircraft or airport was involved?

Under section 768.28 of the Florida Statutes, the claim must be presented in writing to the agency, and generally also to the Department of Financial Services, within 3 years after it accrues and be denied in writing before suit; wrongful-death claims go to that department within 2 years. Federal government claims follow the Federal Tort Claims Act.

What was the settlement for a plane crash?

There is no standard figure. How any aviation case resolves depends on its facts, the parties, the injuries or death, the law that applies and the evidence. This page does not state amounts or predict outcomes.

Evidence to preserve

  • Any NTSB or FAA case or report number
  • The flight's date, departure and destination
  • The operator, airline or charter company
  • The aircraft type or model, if known
  • Medical records

Related pages

ResourceNTSB Accident Database